Individual savings account with minimum account documentation requirement.

Means of ID
No Identification Required.

Features & Benefit

• Earn interest at the standard savings interest rate
• No monthly maintenance fee
• Zero account opening and minimum balance
• Availability of debit card
• Access to mobile banking service subject to N3,000 transaction limit and a daily limit of N30,000

Documentation
Passport photograph & Signature.

Individual savings account with basic ID requirement; association ID card, cooperative ID Card etc.

Means of ID
With Your Basic ID, You Are Good To Go!

Features & Benefit

• Zero account opening and minimum balance.
• Earn standard savings interest rate monthly.
• No monthly maintenance fee.
• Maximum single deposit of N100,000.
• Maximum cumulative balance of N500,000.

Documentation
-Passport photograph & Signature.
-Means of Identification - Driver’s License, Voters Card, National ID, Int’l Passport.

Our flagship savings account designed for individuals who want to build up their savings gradually towards future financial security.

Features & Benefit

• Open today with just N2,000
• Earn interest monthly at competitive rates
• Save regularly by setting up a standing order
• Accepts deposits of cheques without references, up to N2 Million per day.

Documentation
-Passport photograph & Signature.
-Means of Identification - Driver’s License, Voters Card, National ID, Int’l Passport.
-Utility Bill – PHCN, Water/Waste Disposal Bill etc.

Designed to meet the banking needs of students across tertiary institutions in Nigeria aged 16 to 30 years.

Features & Benefits

• Zero opening and minimum operating balance.
• Interest bearing account at standard savings rate.
• Access to internet banking and Polaris mobile application.

Documentation
-Passport photograph & Signature.
-Valid student's school identification.

A multi-currency account tailored for Nigerians in the Diaspora. It offers a secure, reliable, and convenient way for customers to manage investments and consummate financial transactions in Nigeria while residing abroad.

Features and Benefits

• Minimum opening and operating balance of N50,000.
• Zero Account Maintenance fee if a minimum balance of N50,000 is maintained in the account.
• Availability of Cheque book.
• Free access to 24 hour Internet and Mobile Banking services.
• Opportunity to invest in government bonds.
• Access to a Dedicated 24-hour Service Desk.
• Account can also be opened in USD, GBP and EUR.
• Terms and conditions apply.

Documentation
-Passport photograph & Signature.
-Form of identification as applicable (Nigerian International Passport or Foreign international passport with place of birth as Nigeria).
-Form of address verification (Foreign utility bill).