Individual savings account with no means of identification and minimum documentation requirement.

Means of ID
No Identification Required.

Features & Benefit

• Earn standard savings interest monthly.
• Email and SMS Alert
• Zero account opening and operating balance
• Availability of debit card
• Access to PolarisMobile and USSD Banking (*833#)
• Maximum single deposit limit of N50,000
• Maximum cumulative account balance of N300,000

Documentation
Passport photograph, Bank Verification Number(BVN) & Signature.

Individual savings account with verifiable means of identification..

Means of ID
With Your Basic ID, You Are Good To Go!

Features & Benefit

• Zero account opening and operating balance
• Availability of debit card
• Earn standard savings interest monthly
• Access to PolarisMobile and USSD Banking (*833#)
• Maximum single deposit limit of N100,000
• Maximum cumulative account balance of N500,000

Documentation
-Passport photograph & Signature.
- Bank Verification Number (BVN)
-Means of Identification - Driver’s License, Voters Card, National ID, Int’l Passport.

Our flagship savings account designed for individuals who want to build up savings towards future financial security.

Features & Benefit

• Zero account opening and operating balance
• Earn standard savings interest monthly
• Availability of non-clearing cheque book on request
• Lodgment of cheques/dividend warrants not exceeding N2million per day is allowed
• E-mail and SMS alert
• Availability of Debit card
• Secure online banking with Polaris Xperience
• Access to PolarisMobile and USSD Banking (*833#)

Documentation
-Passport photograph & Signature.
- Bank Verification Number (BVN)
-Means of Identification - Driver’s License, Voters Card, National ID, Int’l Passport.
-Utility Bill – PHCN, Water/Waste Disposal Bill etc.

Polaris Campus Plus account is a youth targeted savings account with special features designed to benefit students in tertiary institutions.

Features & Benefits

• Zero account opening and operating balance
• Earn standard savings interest monthly
• Access to debit cards
• E-mail and SMS alert
• Secure online banking with Polaris Xperience
• Access to Polaris Mobile and USSD Banking (*833#)

Documentation
-Passport photograph & Signature.
-Bank Verification Number (BVN)
-Valid student's school identification.

Polaris Salary account is the Bank’s salary account scheme for individuals in paid employment. This can either be a current or savings account. The account allows customers to enjoy superior banking services and loan offerings.

Features & Benefits

• Zero opening balance.
• Zero minimum operating balance.
• Zero Account Maintenance Charge.
• LCY & FCY denominated.
• Automatic enrolment on e-channels.
• Free Verve or MasterCard for first issuance.
• Easy access to Salary Advance, Personal Loan, Education Loan and credit cards.

Documentation
-Passport photograph and Signature.
-Means of identification (Driver’s license, Voters’ Card, International Passport, National ID Card or NIN).
-Utility Bill (Residential).
-Letter of introduction from employer suffices as reference letter.

A multi-currency account tailored for Nigerians in the Diaspora. It offers a secure, reliable, and convenient way for customers to manage investments and consummate financial transactions in Nigeria while residing abroad.

Features and Benefits

• Minimum opening and operating balance of N50,000.
• Zero Account Maintenance fee if a minimum balance of N50,000 is maintained in the account.
• Availability of Cheque book.
• Free access to 24 hour Internet and Mobile Banking services.
• Opportunity to invest in government bonds.
• Access to a Dedicated 24-hour Service Desk.
• Account can also be opened in USD, GBP and EUR.
• Terms and conditions apply.

Documentation
-Passport photograph & Signature.
-Form of identification as applicable (Nigerian International Passport or Foreign international passport with place of birth as Nigeria).
-Form of address verification (Foreign utility bill).

A specialized savings account for Kids (0 – 12 years old) with parents/guardians as the trustees of the account until the child is 18year old. The account is designed to create banking awareness amongst children in a fun manner from an early age.

Features & Benefits

• Minimum opening and operating balance of N1,000
• Availability of debit card on Rainbow Account
• Earn standard savings interest monthly
• Lodgment of Cheque and Dividend Warrant in Child’s Name up to N2million
• Cheques & Dividend Warrants up to N2million can be lodged into the account
• Automatic migration to Polaris Young Achievers Account at age 13
• SMS and email notifications are sent to parents/guardians before and at the point of migration
• Access to Polaris Xperience, Polaris Mobile and USSD Banking (*833#)

Documentation
- Passport photograph
- Bank Verification Number (BVN) of Applicant
- Signature
- Means of Identification – Driver’s license, Voters Card, National ID, Int’l Passport
- Utility bill (PHCN, Water bill, Waste disposal bill, tenement, etc.)
- Proof of age document of the child (Int’l Passport, Birth Certificate, Notification of Birth)
- Utility bill (PHCN, Water bill, Waste disposal bill, tenement, etc.)

Our Polaris Current Account provides you a platform to meet your transactional banking needs and access to personal consumer finance and other credit facilities, ideally at a reasonable cost offering value for money.

Features & Benefits

• Opening balance N1,000.
• Zero minimum balance.
• MasterCard debit card.
• Free Internet and mobile banking.
• Current Account Maintenance Fee of N1/per mille on all debit transactions.

Documentation
-Passport photograph and Signature.
-Two Suitable References.DOWNLOAD FORM HERE
-Valid means of identification (Int'l passport, Driver’s license, National ID, Voter’s card).
-Utility bill (PHCN, Water bill, Waste disposal bill, tenement, etc.).

This is our premium banking Account designed for individuals who value priority services and lifestyle delights.

Features & Benefits

• Minimum opening balance of N200,000.00
• Zero operating balance.
• Zero Account Maintenance Charge on balances of N200,000 and above.
• CAM fee of N1/per mille on accounts with balances less than N200,000
• Access to Free Visa Signature Card Debit card issuance.
• Discounted and flexible premium payment for international annual medical Check-up.
• Complementary tickets for movies and special events, Access to e-channel platforms.
• Complementary monthly data bundle.
• Guidance on access to 2^nd citizenship.
• Quarterly networking with industry leaders on wealth management, Economic outlook, real estate and other investment opportunity fair

Documentation
-Passport photograph and Signature.
-Bank Verification Number (BVN).
-Two Suitable References.DOWNLOAD FORM HERE
-Valid means of identification (Int'l passport, Driver’s license, National ID, Voter’s card).
-Utility bill (PHCN, Water bill, Waste disposal bill, tenement, etc.).

This is a 3-in-1 high yield savings account that combines the features of a savings, current and fixed deposit account. The account is a high interest account offering an attractive interest rate.

Features & Benefits

• Minimum opening and operating balance of N10,000
• Earn as high as 6% on your savings.
• Non-clearing cheque book on request.
• Free Priority Pass membership.
• Access to Visa Signature Card (on invitation).

Documentation
-Passport photograph and Signature.
-Bank Verification Number (BVN).
-Valid means of identification (Int'l passport, Driver’s license, National ID, Voter’s card).
-Utility bill (PHCN, Water bill, Waste disposal bill, tenement, etc.).
-Resident permit (for expatriates).
-Two Suitable References (Only required for payment of cheques above N2million). DOWNLOAD FORM HERE